Policy Review – We will conduct a thorough policy review to verify coverage for your loss including property damage, personal property, loss of use and business interruption.

Inspection and Documentation – At your convenience, our team will conduct its own independent inspection of your home or business using the latest in technology and leading experts if necessary. During our inspection, all damages will be documented and organized as if we were preparing for trial.

Prepare Estimates of Damage – Our team of experts will create our own estimate of damages that reflect the full value of the loss accordingly per each applicable line of insurance coverage for your loss.

File Claim Paperwork – Once we have gathered and organized all the documentation, and prepared the Proof of Loss and other necessary forms, we will submit our file to your insurance company on your behalf.

Meet the Insurance Carrier’s Representatives – The carrier will usually want to reinspect the property, using their adjusters, engineers, or other experts after they have reviewed our file. They will sometimes reinspect multiple times. We will meet with these individuals for you and speak to them in their own language, so you do not have to.

Negotiate/Fight – Once all the insurance carrier’s representatives’ reports have been reviewed by the desk adjuster, they will be ready to negotiate a settlement. We will have our file prepared so that we are negotiating from a position of strength to ensure the best settlement for you.

Settle – We will reach the best settlement for your loss with the insurance company. Then the insurance company will send payment(s) for your loss. If we arrive at an impasse, there are still other options we can discuss with you including mediation, appraisal, or litigation. If you should have to pursue an alternative form of claim resolution, you can be sure that your file has been prepared properly to expedite, and still bring the claim to the best resolution for you.